Comments on: Personal Insurance For Families

By: nirmala

nirmala — Tue, 29 Jun 2010 12:53:03 +0000

many people insure their homes, cars, or themselves, for their safety. I am very happy for your article, your article gives me feedback

By: jual madusal

jual madusal — Wed, 02 Dec 2009 09:38:56 +0000

sometimes the local chamber of commerce will back a group plan, or there may be an Association of B&B people who back a group plan.

By: Bloom

Bloom — Fri, 02 Oct 2009 07:46:10 +0000

Assuming each choice is lettered in successive order:
1.B
2.A
3.B
4.C
5.D
6.A
7.C
8.A
9.C
10.C

By: thecrew1974

thecrew1974 — Thu, 01 Oct 2009 21:26:27 +0000

I don't know about the rest of this but check with the Department of Human Services. I think most states have very highly discounted insurance available for the children in low income homes. In Iowa, where I live, you pay no moe than $20 a month for your children to free depending on your income. That hopefully will reduce your worries about the children.

By: mike_whittles

mike_whittles — Thu, 01 Oct 2009 17:10:57 +0000

sometimes the local chamber of commerce will back a group plan, or there may be an Association of B&B people who back a group plan.

By: Radhakrishnan M

Radhakrishnan M — Thu, 01 Oct 2009 08:45:08 +0000

http://www.boddunan.com/component/content/article/6-other/260-financial-planning-and-its-requirement.html?directory=3

FINANCIAL PLANNING AND ITS REQUIREMENT
Business & Finance

By: Julia N

Julia N — Thu, 01 Oct 2009 05:12:13 +0000

1. Guardian covers 100% of most of the procedures but there is an annual cap.

2. Usually, that cap is the same for each person under the plan (e.g., if it says that the annual cap is $1,000/-, it will be $1,000/- for each person).

3. You will have to pay out of pocket if you cross the maximum annual limit for a calendar year.

4. For Delta Dental there is a copay for every major procedure (e.g., crowns, dentures, bridges).

5. Under that category though, almost all of the insurances DO NOT cover the cost for any pre-existing condition. In other words, if you go to a dentist with a tooth already missing, they WILL NOT cover the cost partially to replace that tooth. However, if you have it taken by that dentist, it WILL be covered.

6. Also, almost all insurances cover 100% of the basic procedures (e.g., exam, x-rays, regular cleaning, simple fillings, etc.)

7. Therefore, I would say Guardian is a better choice if :

i) you do not need a whole lot of work

ii) you can spread it out over

8. Delta Dental will be good if you need a whole lot of work.

9. As far as I know Delta Dental has started to cover implants recently.

10. All insurance policies will require pre-authorization for major procedures. That request will have to be submitted by your dentist and there will be a wait period for that.

11. It is always better to talk to the Reps. over the phone with your questions, get the right info. and then compare.

Good luck !!

By: bearmedic64

bearmedic64 — Thu, 01 Oct 2009 03:30:56 +0000

bearmedic64, I recommend an online insurance quote. It's free and quick to do. http://www.autoadviceonline.com/Auto-Insurance-Quote.html

Hope it works out

By: mary e

mary e — Thu, 01 Oct 2009 03:24:30 +0000

Yes, they will get the life insurance proceeds if they are the beneficiaries of the life insurance policy the pilot had in place at the time of death.

As for suicide, if the pilot had a life insurance policy in force for more than 2 years, the life insurance company would still have to pay out the benefit from the policy. A life insurance policy is uncontestable after two years (one year in some states like Colorado).

As for his personal information – that will probably be made public through news sources online after all the families have been notified of the deaths . Try cnbc.com or abc.com for personal information on the pilot.

I hope that helps! Take care!

By: fufulou1_4ever

fufulou1_4ever — Wed, 30 Sep 2009 19:48:10 +0000